One account for the world's money
Make your money work worldwide, for less. Send, spend, and receive money internationally at the real exchange rate.
Multi-currency{' '} balances
Hold and manage money in 50+ currencies. Get local bank details in 10 countries and spend with your FlowPay card.
Compare{' '} real costs
See how much you save with FlowPay compared to traditional banks. We use the real exchange rate with transparent fees.
Transfer Calculator
FlowPay
Traditional Bank
Your money is{' '} safe
We use industry-leading security measures to protect your money and personal information. Trust is earned, security is guaranteed.
2-Factor Authentication
Extra layer of security to protect your account and transactions.
FINTRAC Registered
Fully regulated and compliant with Canadian financial regulations.
Fraud Protection
Advanced monitoring systems to detect and prevent fraudulent activity.
Trusted by millions
We're regulated by financial authorities worldwide
One card,{' '} everywhere
Spend like a local in 175+ countries. Your FlowPay card automatically converts at the real exchange rate.
Book taxi ride
Coffee & pastry
Metro card top-up
Dinner for two
Real exchange rates, always
No hidden fees, no inflated exchange rates. What you see is what you get.
Loved by{' '} millions
Don't just take our word for it. See what our customers around the world are saying.
"FlowPay has completely changed how I manage money while traveling. No more worrying about exchange rates or hidden fees."
"Paying international suppliers has never been easier. FlowPay saves us thousands in bank fees every year."
"Finally, a financial service that treats customers fairly. Transparent pricing and excellent service."
"Getting paid by international clients is seamless now. The multi-currency account is a game-changer."
"Managing payments in multiple currencies used to be a nightmare. FlowPay made it simple and affordable."
"FlowPay has completely changed how I manage money while traveling. No more worrying about exchange rates or hidden fees."
"Paying international suppliers has never been easier. FlowPay saves us thousands in bank fees every year."
"Finally, a financial service that treats customers fairly. Transparent pricing and excellent service."
"Getting paid by international clients is seamless now. The multi-currency account is a game-changer."
"Managing payments in multiple currencies used to be a nightmare. FlowPay made it simple and affordable."
Get the app for{' '} managing money{' '} everywhere
Join 16+ million people who choose FlowPay for fast, fair, and transparent international money transfers.